Kit: My Beach by Carena's Designs
Wordart by Suddenlyartist
Tutorial How To: I blended the photo with the paper on the right side. This is easy to do with Max Version 2 - erase the side of the photo with a soft blurry brush. With this photo and paper - both were very much the same colour tones so it works particularly well and you can't see where the photo ends and the paper starts.
This layout was done in minutes. Just 3 elemens from the kit and 1 paper plus wordart. Hope this is helpful and inspires. Thanks for looking. Cheers
Further tutorial instructions here: