Thought I'd better give my own challenge a go.
This layout is done using only the December Challenge Freebie by Carena (me) and also done with Scrapbook Max Software.
How did I do it?
The photo overlay is done by 1. lower opacity to about 1/2 (depends on your photo) 2. Used a shape from my shapes previously provided in elements or templates (LOL not sure where now)
3. Changed to greyscale 4. I applyed advanced Oil Painting - Brush Size 5, density 128 and blend edges.
The colour photo is the original photo as it was.
Text was done and copied, changed the colour on the copy, and repeated with each layer moved a little up and to the right to give the stepped look.
Hope this helps people with some ideas. For people who don't know I have a little group who like to share ideas, tutorials etc. Would love you to join - for both photoshop and Scrapbook Max Program users.
Find it here;