Great use of photo embelleshments! Welcome to the forums and contests!
Yikes I forgot to how to do a link <Blush> anyway here it is...
Yes, it was a mix and match effort again.
Blue check mats = on the rooftop Christmas templates
White wood texture scrap for background
Background overlay is rolled paper edge scrap mat (reversed)= Manilla Memories
Zigzag stitch = Grandmother's wedding
navy button = photo object embellishment
Dark Blue paper scrap controlled for transparency
peach construction paper scrap cut into torn paper photo shape
Crazy dots type font