Thank you that was very helpful however, I'm wondering what is the point of buying or using anyone else's stuff? I mean why would you want to download "freebies" if you can't use them. My website is actually just a memorial to my parents and would probably only be looked at by my family but I still don't want to infringe on copyrights. So I guess to be safe I should get photoshop elements or something and start making my own things.
I appreciate your information.