Just wanted to share my layout and tips. This layouts was done in a snap. You can see the elements I used on the attached image.
1 Paper Background
1 photo mask (shape)
1 photo of course - I used a B&W
1 lily cluster (love clusters - so quick and easy to use) - used twice
1 word art
Mostly self explanatory but if you look on the top left corner I've used the cluster and repeated it and sized down a little but most importantly I reduced the opacity of it so it blends into the paper (be sure to make sure you don't have any shadow when doing this or it won't blend in like you will want it.)
I hope you give this technique a go.