Well, I have settled on 4 in by 8 in layout -- Walmart will do 4 by 8 photo cards plus envelope for $.40. That way I have an additional 8 sq inches to work with (over the 4 by 6 that is). I tried to apply your suggestions in these. This will be the last ones to post for awhile, please let me know what you think! I really appreciate those that responded and your suggestions. Thanks again for being such good friends!
The first one:
And the second one: